We are your trusted partner
We are fully independent which means we are loyal to our clients, not the companies we represent. When you choose to work with us, you can rest assured that we will do all of the heavy lifting.
About Our Agency
Our mission is to empower our clients with the knowledge to make the best decisions for themselves, their families, and their businesses. We always put our clients first.
We review your complete financial plan
Investment professionals want to sell you investments. Insurance professionals want to sell you insurance. We want to understand your entire financial puzzle, not just one piece.
Trusted Advice
Solid Solutions
Insurance is the foundation upon which a solid financial future is built. We represent some of the most well-known names in the industry to find the right solutions for you.
Do you have over $7,000 in unsecured debt? Credit cards? Medical bills? Student loans? You may qualify to work with one of our debt resolutions specialists.
College funding is one thing, but college planning involves: skills assessments, college applications, grant and scholarship assistance, and a host of other complex tasks which is why we partner with the Heartland Institute.
Whether you just started your first job or are planning to retire after 40 years, we have the tools that can help you accumulate wealth and protect your hard earned savings.
Additional Solutions From Our Referral Partners
Read Our Latest Blog Posts
4 Reasons Why Stay at Home Parents Need Life Insurance
This post outlines four of the most common reasons stay at home parents need life insurance. ...more
Life Insurance
April 23, 2024•2 min read
6 Things You Need to Know About Your Beneficiary
In this article, we cover the six things you need to know about someone in order to list them as a beneficiary on your life insurance policy. ...more
Life Insurance
April 16, 2024•3 min read
Do These 4 Things to Avoid Life Insurance Claim Delays or Denials
Many claims are delayed or denied due to common mistakes and oversights. Here are four things you can do to avoid delays or denials when filing a life insurance claim. ...more
Life Insurance
March 26, 2024•2 min read
5 Steps to Filing a Life Insurance Claim as a Beneficiary
This article goes over the five steps you need to go through to file a life insurance claim. ...more
Life Insurance
March 19, 2024•2 min read
5 Most Common Myths About Life Insurance
This article debunks common myths about life insurance, emphasizing its broader purposes beyond dependents. ...more
Life Insurance
March 12, 2024•2 min read
5 Tips to Lower the Cost of Your Life Insurance Premium
Want lower life insurance premiums? These 5 strategies enhance your chances of affordable coverage while ensuring financial protection for you and your loved ones. ...more
Life Insurance
March 05, 2024•2 min read
Let's work together!
Start with a complimentary financial needs analysis. This will give you a chance to meet us and to see how we can help you achieve your dream.
Companies We Represent
Life - Annuity - LTC
Nationwide - Gerber - John Hancock - Prudential -
Pacific Life - Transamerica - Protective - Principal - Allianz - Lincoln Financial - Mutual of Omaha -
And More!
Home - Auto - Business
Allstate - The Hartford - Safeco - AIG - Progressive - MetLife - Liberty Mutual - Travlers - National General - Foremost - State Auto - Assurant -
And More!
Office:
104 N. Main St. Middlebury, IN 46540
Call or Text:
219-259-5835
Email: karl.bair@bairandassociates.com
Site:
www.bairandassociates.com